Why Owner Financing Beats a Bank Loan

Why Owner Financing Beats a Bank Loan

Think you need a bank loan to buy land? Think again.

Owner financing — especially the kind we offer at Paradise Parcels — can make the process faster, simpler, and far more flexible than dealing with a traditional lender.

💡 What Is Owner Financing?

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🏝 The Ultimate Guide to Buying Land in Florida (2025 Edition)

🏝 The Ultimate Guide to Buying Land in Florida (2025 Edition)

If you’ve ever dreamed of owning your own slice of Florida — a quiet getaway, a future build site, a tucked-away RV spot — this guide is for you.

At Paradise Parcels, we’ve helped over 200 buyers across Florida (and beyond!) become landowners without agents, banks, or guesswork.
We’re not some faceless website. We’re Chloe and Evan — real humans, doing real deals, one honest conversation at a time.

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How We Helped 200+ Buyers Become Florida Landowners
Evan & Chloe Evan & Chloe

How We Helped 200+ Buyers Become Florida Landowners

From first-timers to off-grid dreamers, we’ve helped 200+ people buy land in Florida — and every story is different.

When we started Paradise Parcels nearly 7 years ago, we had one goal: make land ownership simple, honest, and human. No agents, no banks, no bulldozing through jargon.

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Off-Grid Florida Land — Dream or Disaster?
Evan & Chloe Evan & Chloe

Off-Grid Florida Land — Dream or Disaster?

⚠️ What Off-Grid Really Means

“Off-grid” doesn’t just mean no electric bill — it means:

  • No power lines (you’ll need solar or a generator)

  • No public water (you’ll need a well or water delivery)

  • No sewer hookup (you’ll need septic or compost)

And in Florida? Add heat, humidity, and hurricanes into the mix.

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Can You Live in an RV on Florida Land?
Evan & Chloe Evan & Chloe

Can You Live in an RV on Florida Land?

Can You Live in an RV on Florida Land? Here’s the Truth.

We get this question almost every single day:

“Can I live in an RV on land I buy from you?”

And our answer is: maybe — but not always.

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What Owner Financing Really Means (And Why It’s Easier Than You Think)
Evan & Chloe Evan & Chloe

What Owner Financing Really Means (And Why It’s Easier Than You Think)

🏦 No Bank? No Problem.

With owner financing, we act as the bank. You don’t need:

  • A loan application

  • A credit check

  • Proof of income

  • A traditional mortgage

You make a small down payment, sign a simple agreement, and then pay monthly — like a car note. Once it’s paid off, we transfer the deed into your name. Done.

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