Why Owner Financing Beats a Bank Loan
Think you need a bank loan to buy land? Think again.
Owner financing — especially the kind we offer at Paradise Parcels — can make the process faster, simpler, and far more flexible than dealing with a traditional lender.
💡 What Is Owner Financing?
It means we act as the bank. You pay us monthly (with terms we agree on together), and once it’s paid off, we transfer the deed to your name.
No third-party lender. No mortgage. No hoops.
🔑 4 Reasons It Beats a Bank
No Credit Check Needed – We believe your past doesn’t define your future.
Low Down Payments – Many of our lots start at $249 to $499 down.
Quick Approval – We can close in days, not months.
Flexible Terms – Want 36 months? 60 months? We can make it work.
🚧 What You Should Know
You can’t live or build on the land until it’s paid off — that’s to protect both of us legally.
There’s a one-time document fee and a monthly note fee (always disclosed up front).
Early payoff? No penalty. Ever.
With over 200 buyers served, we’ve seen how this model empowers people who just want land, not paperwork stress.
Have questions? We’re real humans — reach out anytime.