Can I Clear My Land Before It’s Paid Off?

Got land? Got a chainsaw? Not so fast.

One of the first things many buyers want to do is start clearing the trees or prepping their land. We get it — there’s nothing like seeing the ground open up and visualizing your future home, cabin, or weekend escape.

But if you’re buying with owner financing, there’s a legal rule we need to be super clear about:

You can’t develop, clear, or build until the land is fully paid off.

Here’s Why:

• We’re still the legal deed holder during financing

• Clearing before title transfer could create disputes or liens

• Counties may require permits you can’t get until the land is in your name

What You Can Do:

• Visit the property whenever you want

• Take photos, plan your layout, or walk the boundaries

• Ask us to run comps or zoning info so you're ready to go when paid off

And don’t worry — we never charge early payoff fees. Want to finish in 12 months and get building? Go for it.

Just don’t grab the chainsaw yet. Let’s finish the paperwork first.